Welcome to Smarter Financial Planning

Transform your financial future with personalized planning consultations designed for busy professionals. Our subscription service connects you with expert guidance when you need it most, helping you make confident money decisions without the overwhelm.

Financial planning involves risk and individual circumstances may affect outcomes. Please consider your financial situation carefully.

What Our Clients Say

Professional headshot of Sarah Chen, marketing manager

Sarah Chen

Marketing Manager, Sydney

The monthly consultations completely changed how I approach my finances. Having someone to bounce ideas off has been invaluable — my emergency fund is finally on track and I feel confident about my retirement planning for the first time.

Professional photo of Michael Rodriguez, small business owner

Michael Rodriguez

Small Business Owner, Brisbane

As a business owner, my finances are complex. The personalized approach helped me separate business and personal planning effectively. The clarity I gained in just three months was worth every penny of the subscription.

Professional portrait of Emma Thompson, teacher

Emma Thompson

High School Teacher, Perth

I was intimidated by financial planning, but the consultations made everything approachable. Now I understand where my money goes and have a realistic plan for buying my first home. Results may vary, but I couldn't be happier with my progress.

Our Track Record Speaks Volumes

404+

Happy Clients Served

297

Planning Projects Completed

10

Years of Experience

95%

Client Satisfaction Rate

Financial planning isn't about predicting the future — it's about creating flexibility to adapt when life throws you curveballs.
celisasilo Planning Team

Why Choose Our Planning Approach

Personalized Consultation Focus

Every session is tailored to your unique situation. We discuss your goals, review your current approach, and explore strategies that fit your lifestyle. No cookie-cutter solutions — just honest conversations about your financial reality and possibilities.

Flexible Monthly Access

Life doesn't wait for annual reviews. With monthly consultations, you can address changes as they happen — new job, family changes, or market shifts. Think of it as having a financial planning partner available when you need guidance most.

Clear, Jargon-Free Communication

We explain complex concepts in plain English and focus on practical steps you can actually implement. No overwhelming technical analysis — just clear insights that help you make informed decisions about your money with confidence.

Latest Planning Insights

Financial planning consultation session with charts and documents

2025 Financial Planning Trends Report

Our comprehensive analysis of emerging trends affecting Australian financial planning, including regulatory changes, market developments, and practical strategies for navigating the current economic environment.

Published October 2025 Available to Subscribers

Our Journey in Financial Planning

2015

Founded celisasilo with a vision to make financial planning accessible to everyday Australians

2018

Launched subscription-based consultation model, serving over 100 clients in first year

2021

Expanded services Australia-wide, completed 200+ financial planning projects

2025

Celebrating 10 years of service with 404+ satisfied clients and continuous innovation